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You Were Told to Design Software, But You Created Tiktok?!

Chapter 214 : Section 214 · Oct 01, 2026

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201 Chapter 201 : Section 201 2026-10-01
202 Chapter 202 : Section 202 2026-10-01
203 Chapter 203 : Section 203 2026-10-01
204 Chapter 204 : Section 204 2026-10-01
205 Chapter 205 : Section 205 2026-10-01
206 Chapter 206 : Section 206 2026-10-01
207 Chapter 207 : Section 207 2026-10-01
208 Chapter 208 : Section 208 2026-10-01
209 Chapter 209 : Section 209 2026-10-01
210 Chapter 210 : Section 210 2026-10-01
211 Chapter 211 : Section 211 2026-10-01
212 Chapter 212 : Section 212 2026-10-01
213 Chapter 213 : Section 213 2026-10-01
214 Chapter 214 : Section 214 2026-10-01
215 Chapter 215 : Section 215 2026-10-01
216 Chapter 216 : Section 216 2026-10-01
217 Chapter 217 : Section 217 2026-10-01
218 Chapter 218 : Section 218 2026-10-01
219 Chapter 219 : Section 219 2026-10-01
220 Chapter 220 : Section 220 2026-10-01
221 Chapter 221 : Section 221 2026-10-01
222 Chapter 222 : Section 222 2026-10-01
223 Chapter 223 : Section 223 2026-10-01
224 Chapter 224 : Section 224 2026-10-01
225 Chapter 225 : Section 225 2026-10-01
226 Chapter 226 : Section 226 2026-10-01
227 Chapter 227 : Section 227 2026-10-01
228 Chapter 228 : Section 228 2026-10-01
229 Chapter 229 : Section 229 2026-10-01
230 Chapter 230 : Section 230 2026-10-01
231 Chapter 231 : Section 231 2026-10-01
232 Chapter 232 : Section 232 2026-10-01
233 Chapter 233 : Section 233 2026-10-01
234 Chapter 234 : Section 234 2026-10-01
235 Chapter 235 : Section 235 2026-10-01
236 Chapter 236 : Section 236 2026-10-01
237 Chapter 237 : Section 237 2026-10-01
238 Chapter 238 : Section 238 2026-10-01
239 Chapter 239 : Section 239 2026-10-01
240 Chapter 240 : Section 240 2026-10-01
241 Chapter 241 : Section 241 2026-10-01
242 Chapter 242 : Section 242 2026-10-01
243 Chapter 243 : Section 243 2026-10-01
244 Chapter 244 : Section 244 2026-10-01
245 Chapter 245 : Section 245 2026-10-01
246 Chapter 246 : Section 246 2026-10-01
247 Chapter 247 : Section 247 2026-10-01
248 Chapter 248 : Section 248 2026-10-01
249 Chapter 249 : Section 249 2026-10-01
250 Chapter 250 : Section 250 2026-10-01

214: Section 214Although it controls several behemoths, its overall cash flow and foundation are still far inferior to those of Penguin Group and Ali Group.

Currently, all spending by Huabei users is advanced by Junzi Group; if the overdue rate exceeds a certain value after one month, WeChat will suffer significant losses.

Penguin Group and Ali Group are now waiting for the moment WeChat collapses due to Huabei.

However.

In the eyes of Penguin and Ali, before the collapse of Huabei, the number of users in their two foundational software products was continuously flowing to WeChat.

The Huabei feature.

Its appeal to the younger user demographic is simply too great.

Even if there is no immediate need to use Huabei, circumstances are unpredictable; if for some reason they are short on money in the future, Huabei will become the first choice for these young users.

And as long as they use Huabei, the payment software they normally use will also switch from Blue Wallet to Huabei.

This situation is most common at the end of the month.

Ten days after Huabei was launched, the time just happened to be the end of the current month.

During these last few days of the month.

The number of activated WeChat Huabei users surged, and WeChat’s own user base also continuously increased.

However, the daily active user numbers for QQ and Blue Wallet continued to decline uncontrollably.

Now, the daily active users of both QQ and Blue Wallet have fallen below the 600 million mark.

At the same time.

Because Blue Wallet users are all payment users, the user loss for Blue Wallet is several times that of QQ.

Even though its previous user count exceeded QQ by twenty to thirty million, in just about ten days after Huabei’s launch, Blue Wallet’s user count had already fallen to the same level as QQ.

Meanwhile.

The first day of the next month.

Inside the WeChat Department of Junzi Group Building.

”Currently, the number of activated Huabei users has exceeded 40 million, and the amount of money spent in advance has exceeded 10 billion.”

”The number of users who activated Huabei in the past two days also surged significantly compared to mid-month.”

”And WeChat’s daily active user count has risen from 350 million to 390 million.”

”Now, the gap between WeChat and QQ, as well as Blue Wallet, is not much.”

Zhao Ming’s voice rang out in Wang Mo’s office.

At this time, Zhang Fan and others were also in the office.

Normally, this achievement would be quite impressive, and everyone should be happy.

But after Zhao Ming finished speaking, everyone’s expressions were quite serious, showing no trace of excitement or enthusiasm.

And there was only one reason for everyone’s concern.

That is.

They also couldn’t be sure how high the final overdue rate for Huabei would be.

If, after one month, fewer people repay Huabei than they imagined, then WeChat would indeed suffer huge losses.

After listening to Zhao Ming, Zhang Fan couldn’t help but say,

”This achievement is indeed quite impressive.”

”But the key is.”

”How many of these people who activated Huabei (Li Nuo’s) will actually be able to repay.”

Not only Zhang Fan was worried about this issue, but almost everyone else in Wang Mo’s office felt the same.

Because something like Huabei had never appeared before, not just in Yan Country, but even globally.

After all, in essence, online Huabei, which can be activated almost unconditionally, is almost completely different from offline credit cards, which require various documents for activation.

Huabei, which can be activated with almost no restrictions, will definitely attract all sorts of people with ulterior motives.

Everyone lacked confidence in whether this feature could succeed.

Facing everyone’s concerns.

Wang Mo’s expression, however, seemed quite calm.

Because only he knew what the final results of Huabei would be.

Then he chuckled.

Wang Mo also looked at the others and smiled.

”Don’t worry.”

”Trust is mutual.”

”This feature is not as fragile as you imagine.”

One Hundred Forty-Sixth Chapter: Cashing Out Huabei Becomes a Hot Topic, Old Ma’s Disgusting Actions!

”Didn’t the spare money before have a pretty high repayment rate?”

Wang Mo’s voice continued to resonate in the office.

Because more than ten days had passed since Huabei and spare money were launched.

So, the first batch of users who used spare money had already reached their repayment time a few days ago.

The difference between spare money and Huabei is that.

Huabei can only be used for consumption and cannot be directly converted into a balance.

But spare money can be directly withdrawn to the balance, though the repayment period is limited to one week.

Compared to Huabei.

This feature that allows users to spend in advance.

spare money can be considered a truly emergency function for users.

However.

The amount for spare money is only 500 yuan.

Listening to Wang Mo’s words, everyone exchanged glances.

Zhang Fan scratched his head and said,

”But the amount for spare money is not high after all, only 500 yuan.”

”Not many people would be willing to take risks for 500 yuan.”

”But Huabei has a full two thousand, or even more.”

”An amount of several thousand yuan has far greater appeal than 500 yuan of spare money.”

Most of the others shared the same thoughts as Zhang Fan.

After all, the appeal of a few hundred yuan versus a few thousand yuan is indeed quite different.

”Although the overdue rate for the first batch of people who borrowed spare money was only 6.something percent, this doesn’t mean that Huabei’s overdue rate will also be this low.”

”If Huabei’s overdue rate is also this low, then this feature can already be considered successful.”

”We can already avoid losses through installment payments and some other interest.”

Zhao Ming’s voice also rang out from the side.

Listening to their words, Wang Mo just smiled.

”Six point something percent? Don’t underestimate Huabei too much.”

”Huabei is different from spare money; if there’s malicious overdue payment for a certain period, it will affect one’s credit record.”

”Few people are willing to affect their credit system for a few thousand yuan.”

After he finished speaking.

The others exchanged glances again.

”But I’m still a bit worried.”

Zhang Fan couldn’t help but scratch his head.

”Moreover, currently, if spare money is overdue, it will only affect WeChat’s credit score, and there isn’t much punishment.”