Madame is Pretending to be an Academic Slacker Again!

Qin Xin said indifferently, ”The farmer contracts have a 3-day grace period for payments. You can negotiate a 15-day short-term loan agreement with the bank within these three days to pay the farmers.”

”The short-term loan rate is extremely low; as long as the herbs can be processed and sold within 15 days, the payment from the herbs can cover the bank loan and interest, with an additional 15% profit.”

”Can’t you utilize such a simple financial leverage?”

The uncle was taken aback.

”I, I certainly understand...”

But his expression was completely ”oh my God, why didn’t I think of that?”

The shareholders excitedly started discussing:

”Is the contract really a 3-day grace period for payment? How come I never noticed. I always thought it was cash on delivery. The fact that farmers agree to a three-day grace period, who crafted such a savvy contract back then?”

”Duh, of course, the eldest lady personally amended the contract. But what I’m curious about is, the bank actually offers a 15-day short-term loan, I thought the minimum was 1 month, and the interest was very high.”

”Wait, how did the eldest lady calculate that 15% profit? I just followed with the calculator and couldn’t figure out if the loan for goods would be a profit or a loss...”

A group of businessmen found it hard to keep up with Qin Xin’s pace.

No wonder Qin Xin reprimanded them as pig brains as soon as she entered.

Seeing Qin Xin’s words firmly capturing the shareholders’ attention and assertively controlling the situation, making everyone follow her lead, Qin Xiaoshuang finally felt a bit calmer.

Previously I thought my sister was impressive, but that was just a feeling.

At this moment, witnessing my sister discussing business in front of shareholders, Qin Xiaoshuang finally understood how her sister had supported the Qin Family over the years.

Not relying on elusive fame, but on intelligence and strength.

Qin Xin’s plan received unanimous praise from the shareholders.

Yet the sharp-tongued uncle still found a loophole to attack: ”Qin Xin, your plan is good, but the problem is, if one link is missing, it won’t work. It’s fine if farmers have a contract, but what about the bank? With Qin Family’s current half-dead status, go out and ask, which bank would give a loan?”

The meeting room suddenly fell silent.

Indeed.

No matter how good the plan is, it’s useless if it can’t be executed, the most important thing in business is execution.

If the Qin Family could secure a loan, they wouldn’t be in their current situation.

No wonder they felt something was off, their brains weren’t that dumb, why didn’t they come up with this plan earlier?

It turns out because they never dared to hope a bank would approve a loan for the Qin Family.

Seeing the atmosphere turn awkward, Qin Xiaoshuang once again broke a sweat for Qin Xin.

The business arena is truly complicated.

Shareholders are driven by profit, declaring loyalty or scattering like sand.

The situation is so unfavorable to my sister, soon everyone will surely unite against her, joining the uncle in making things difficult for my sister, forcing her to sell the building.

Just as Qin Xiaoshuang was anxious, Qin Xin calmly spoke: ”Is bank lending really that difficult?”

With one shallow retort, all the shrewd shareholders couldn’t help but twitch fiercely.

Difficult!

Of course, it’s difficult!

The hardest thing in business is having enough working capital, without bank support, where does the abundant working capital come from?

However.

The next second.

Qin Xin raised her hand, made a call, her voice icy:

”Prepare a loan of 2.5 billion, with a fifteen-day repayment period, must be credited to me within 3 days.”