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Global Deities: My SSS-Rank Talent Lets Me Evolve Everything

Chapter 275: Ten Trillion Divinity Points · Nov 11, 2026

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Chapter List (560)

Page number / 12

251 Chapter 251: A Decisive Battle to the Death 2026-11-11
252 Chapter 252: Survive 2026-11-11
253 Chapter 253: Priority Defense of the Nine Nether River 2026-11-11
254 Chapter 254: The Surprise Troops Have Arrived 2026-11-11
255 Chapter 255: Highest Authority Transfer Successful 2026-11-11
256 Chapter 256: Make a Desperate Stand 2026-11-11
257 Chapter 257: Hiding So Deep 2026-11-11
258 Chapter 258: I Can Negotiate Too 2026-11-11
259 Chapter 259: Victory in the War, Banquet 2026-11-11
260 Chapter 260: Connections 2026-11-11
261 Chapter 261: Eternal Corpse Mine 2026-11-11
262 Chapter 262: Loading Buildings, Harvest 2026-11-11
263 Chapter 263: Zombie General 2026-11-11
264 Chapter 264: Rewards 2026-11-11
265 Chapter 265: Framed by Treacherous Sycophants 2026-11-11
266 Chapter 266: It Is I Who Have Arrived Late 2026-11-11
267 Chapter 267: The Greatest Loyalty 2026-11-11
268 Chapter 268: Trade Comes Knocking 2026-11-11
269 Chapter 269: Dark Web 2026-11-11
270 Chapter 270: A New Channel 2026-11-11
271 Chapter 271: Resource Star Trading Area 2026-11-11
272 Chapter 272: A Single Thought 2026-11-11
273 Chapter 273: Elven Warriors 2026-11-11
274 Chapter 274: Just Call Me Sister 2026-11-11
275 Chapter 275: Ten Trillion Divinity Points 2026-11-11
276 Chapter 276: Enlightenment Ancient Tree 2026-11-11
277 Chapter 277: Batch Bidding 2026-11-11
278 Chapter 278: A Thoroughly Good Person 2026-11-11
279 Chapter 279: The Most Powerful Force in the Divine Kingdom 2026-11-11
280 Chapter 280: Oratory 2026-11-11
281 Chapter 281: Gu Chengye 2026-11-11
282 Chapter 282: Warfare-Type Buildings 2026-11-11
283 Chapter 283: Core Formation Believer 2026-11-11
284 Chapter 284: Level 3 Zone 2026-11-11
285 Chapter 285: Just Like That? 2026-11-11
286 Chapter 286: A Somewhat Different Monkey 2026-11-11
287 Chapter 287: Finally No Longer Cautious 2026-11-11
288 Chapter 288: Driving Straight In 2026-11-11
289 Chapter 289: Thorny Jungle 2026-11-11
290 Chapter 290: Utterly Shameless 2026-11-11
291 Chapter 291: This Is Impossible 2026-11-11
292 Chapter 292: He Is a Good Person 2026-11-11
293 Chapter 293: Breakthrough to Deity 2026-11-11
294 Chapter 294: Origin Evolution 2026-11-11
295 Chapter 295: Keep It in Your Heart 2026-11-11
296 Chapter 296: Ten Years of Gilding 2026-11-11
297 Chapter 297: Proxy War 2026-11-11
298 Chapter 298: World Tree 2026-11-11
299 Chapter 299: Post-War Rewards 2026-11-11
300 Chapter 300: Fusion 2026-11-11

Chapter 275: Ten Trillion Divinity Points

Yang Fan accepted the advice gracefully, “Then I shall greet Sister Qin Xue.”

“That’s more like it.”

Qin Xue nodded with satisfaction, then raised her hand to gesture.

“Have a seat.”

“This is freshly brewed Dao Enlightenment Tea.”

“Brewed using Mermaid tears as a guide, combined with millennium-old spiritual tea.”

As she spoke, she personally poured a cup of tea for Yang Fan.

Her movements were natural and fluid, without the slightest condescending posture, yet without a shred of deliberate flattery.

She looked more like a top-tier investor who was used to keeping the big picture under control.

Gentle, calm, yet impossible for anyone to ignore her presence.

The two sat facing each other, tea fragrance curling upwards.

Qin Xue picked up her teacup and took a gentle sip, then smiled and spoke:

“As far as I know, Little Brother, you only recently accepted an investment from the Gu Family.”

“And you just defeated that Undead Demigod in the Alien Divine Kingdom Zone.”

“Logically speaking, your funds should be very abundant.”

Yang Fan likewise picked up his teacup, “In the development of a Divine Kingdom, is there ever a time when funds are enough?”

Hearing this, Qin Xue smiled slightly.

“That’s true as well.”

“I wonder how much funds Little Brother plans to borrow this time?”

Yang Fan tasted the Dao Enlightenment Tea in his mouth.

As the tea slid down his throat, a cool sensation rushed straight to his Divine Soul, making even his thoughts become somewhat more active.

Afterward, he put down his teacup and slowly uttered a sentence.

“However much there is, I want it all.”

As his voice fell, a brief silence descended upon the private room.

The smile remained on Qin Xue’s face, yet a subtle change appeared in her eyes.

She suddenly realized that she seemed to have somewhat underestimated this son-in-law of the Gu Family before her.

A person who could say such words was definitely not simply lacking money.

Rather, they were plotting a major event.

However, she did not press further.

In the financial industry, one of the most important rules was never to inquire how a client planned to spend their money.

It was only necessary to judge whether the other party could afford to pay it back.

That was all.

Thinking of this, Qin Xue smiled and spoke:

“Easy to talk about. In the loan business, we never ask about the customer’s use of funds.”

“Little Brother is now the son-in-law of the Third Elder of the Gu Family, and has been rated as a Peerless Prodigy by the Federation.”

“Regardless of status or potential, you belong to our top-tier clients.”

“The company’s Intelligent Life has already completed the risk assessment.”

“Although Little Brother is currently only at the Demigod Realm, you can still enjoy a credit limit of ten trillion Divinity Points.”

Hearing this, Yang Fan’s gaze shifted slightly.

Ten trillion.

This number had far exceeded his expectations.

However, he was even more concerned about the interest.

“I wonder what the interest rate is?” Yang Fan asked directly.

After all, the price of the Earth Spiritual Milk Source Nest on the Dark Web had been forcibly driven up to 1.5 billion Divinity Points by him.

This belonged to a typical ultra-high premium acquisition.

Although the Hundredfold Evolution Talent existed, a single Earth Spiritual Milk Source Nest could currently only bring in a monthly income of 100 million Divinity Points.

The annualized rate of return was around 80%.

If the financing cost was too high, then this deal might not be cost-effective.

When all was said and done, it was because S-Rank Buildings were far too scarce.

Although he now possessed procurement channels, he had to endure a high premium, which also greatly compressed the room for investment returns.

Qin Xue put down her teacup with a calm expression.

“Most of my clients are deities and controllers of large factions, possessing extremely high credibility.”

“The default rate is infinitely close to zero.”

“Therefore, the interest rate naturally won’t be too high—an annualized twenty percent. This is already one of the most favorable prices on the market.”

Hearing this, even Yang Fan was slightly stunned.

An annualized twenty percent was shockingly cheap within the Divine Kingdom’s financial system.

Just like Elephant Loan under Ma Yu, the monthly interest rates of many products far exceeded this figure.

Sure enough, the richer a person was, the lower their financing cost turned out to be.

However, before Yang Fan could speak, Qin Xue continued to add:

“And this belongs to an unrestricted contract.”

“The model is similar to perpetual bonds issued by the Federation.”

“As long as the interest is paid on time, the principal can be repaid with an indefinite extension.”

“Theoretically speaking, Little Brother can even keep borrowing indefinitely.”

Hearing this, Yang Fan finally revealed a trace of surprise.

Only repaying the interest without needing to repay the principal?

“The capital cost is actually this low?”

Yang Fan couldn’t help but speak out.

In his understanding, casually carrying out some Divine Kingdom investments would be sufficient to cover this portion of interest expenses.

Such a loan model was almost no different from giving away money.

“Sister Qin Xue, isn’t your company’s capital utilization rate too low?”

“Which shareholders would be willing?”

Hearing this, Qin Xue couldn’t help laughing.

“Of course they are willing.”

“Because once you reach our level, many things are different from what you imagine.”

She leaned back slightly, her gaze looking out the window.

“Those partners of mine—”

“Which Divine Kingdom hasn’t been planned by a team of high-tier actuaries?”

“The area of a Divine Kingdom is limited.”

“Resource buildings, development buildings, war buildings—every single area has been utilized to the absolute limit.”

“You will understand once you make a Breakthrough to godhood.”

“What truly powerful deities lack is never money-making projects.”

“Rather, it is sufficient Divine Kingdom area.”

“Only those Loose Cultivator deities without any background would calculate every day which building has higher yields and which investment yields returns faster.”

“Because they have no choice.”

“As for those powerful deities, there is long no longer any room for continued expansion inside their Divine Kingdoms.”

“If they want to obtain more returns, they instead have to go to the Real World to invest in companies, purchase living planets, and lay out industrial chains.”

“Although an annualized return of twenty percent is not high, its advantage lies in its stability.”

“And there is completely no need to worry about it.”

Speaking of this, she looked at Yang Fan with a smile.

“Furthermore, if these ten trillion Divinity Points of mine were lent to an ordinary demigod—”

“Background checks, audits, risk control, collection, debt chasing… all kinds of intermediary costs added together would be enough to give anyone a headache.”

“As for clients like Little Brother—”

“To be honest, you might not encounter one in several years.”

Hearing this, Yang Fan finally understood.

The other party simply had too much money and couldn’t lend it out.

After a moment of silence, Yang Fan looked at the contract in front of him and slowly spoke.

“Since that’s the case, I wonder if Sister Qin Xue can lend me a bit more?”

As his voice fell, the smile on Qin Xue’s face paused for the first time.

“Ten trillion Divinity Points… still not enough?”

She looked at Yang Fan, the curiosity in her eyes almost unable to be suppressed.

You must know that this number could be called a large fund even for controllers of many listed companies.

Clients who borrowed ten trillion Divinity Points in one go were extremely rare to begin with.

Yet Yang Fan actually still felt it wasn’t enough.

At this moment, even Qin Xue was somewhat curious.

What on earth was this son-in-law of the Gu Family planning to do?

Qin Xue was silent for a moment.

Then she slowly put down the teacup in her hand.

“Little Brother Yang Fan.”

“Although I am very optimistic about you.”

“However, the company isn’t solely mine after all.”

“These credit limits are all results given after a comprehensive evaluation by Intelligent Life.”

“If we are to continue increasing the limit—”

“Then collateral must be provided.”

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